Thursday, December 30, 2010

Update: Operation Finance

Yeah... so I was a little premature with Operation Finance...I was good for about 2 months, but then I moved, bought a new car, and then Christmas hit, and, well, things kind of feel apart. But I'm kicking things into high gear for 2011. Plus, I'm scheduled to get a little bit of a raise at the end of January/beginning of February, so that should help too, although with the pay freeze and higher insurance rates, I'm not sure how much help it will be...


My 2011 financial resolutions/goals:
1) Pay off the main credit card by January 2012 using whatever means necessary. Balance will be ZERO by 1/1/2012.

2) In order to accomplish #1, I will limit my frivolous spending to CASH only. This includes, eating out, movies, shopping, etc. I will take out a certain amount after every pay day and once it's gone, it's gone...until next pay day.

3) In order to accomplish #1 and #2, I need to stop buying stupid shit.

And that's pretty much it... for finances anyway. Really, if I can do those three things, I should be in pretty good shape (HA!).


My 2011 non-financial resolutions/goals:
1) Run a 5K by June 2011. I've run/walked a few 5Ks, but this is the year to run the whole thing... says the girl that hates to run. This should be interesting...

2) No more fast food. Exceptions: Papa Murphy's take-n-bake, the fresco menu at T-Bell, Taco Truck (so not fast food), and the occasional ice cream treat. McD's french fries are allowed on the very, very rare occasion.

3) Get bikini ready - this ties into #1.

4) Travel as much as I can.

5) Bowl a 200 game. My highest game ever happened 2 weeks ago... a 198. Whoot whoot!! This is the year.

6) Make an honest effort to talk/text my mom more often.

I'd say these are fairly reasonable goals... except for maybe #6. That one's gonna be hard...

slr

1 comment:

Amelia said...

Papa Murphy's doesn't count as fast food, so there's no exception to be made. It is take-out.