OK, don't panic...

Breathe... Just breathe.

I'm freaking out a little bit because I just drained my savings of everything but 30 bucks and change to pay off the last big credit card I had. It feels good to have that gone, but mostly all I feel is my blood pressure rising from the anxiety attack I'm having...

To recap - financial goals for 2012:

1. Put my January bonus and entire tax refund toward paying off Credit Card #1.

- DONE!! Card #1 paid off!

2. Use the extra cash saved from paying off CC #1 to pay down CC #2.

-DONE! Card #2 PAID IN FULL!

3. Once CCs are paid down/off, use that $$ to increase payment on car (which, by the way, if I HADN'T traded in my beautiful Civic with great gas mileage, this payment would be ZERO right now... stupid).

- Refinanced instead. Will continue to make payments and just not buy another car for a loooong time...

4. Take $100 out every 2 weeks for frivilous spending. Once it's gone, it's gone.

  - Meh. I've been pretty conscious about it, but I should buckle down on this again.
 

5. Seriously cut back on my shopping addiction... and by that, I mean by at least half.

- I've actually been doing really well with this one! Kicking that shopping addictions ass! :-)

6. Potentially get a 2nd job to ease the pain of my self inflicted financial noose...

- yeah, that didn't happen... not sure it will. I am putting in OT at the office though. Pays just as much as a second job...

 

New Goals:

1. Take out loan on 401k to pay off timeshare mess.

- Done. I know, I know. I'm stealing from my future. But I really think it was my best option. The small, remaining balance on the timeshare should be paid off by August.

2. Using the $$ I'm already saving, the $$ from CC#1 and CC#2, and come August, the $$ going towards the timeshare, pay off 401K loan by September 2013.

- Whew! Now THAT'S ambitious. But doable...

Now does all this mean I'm officially a grown up?

I sure hope not.